By moving to contact-based pension arrangements, employers have benefited from controlling costs and risks in the pre-retirement stage of pension planning. Employees are now responsible for their own investment decisions and need to take responsibility for their own level of savings - but they need education in these areas to make informed decisions.

With rising retirement ages and greater employment protection for those working beyond 65, the ability of employees to retire will depend increasingly on the quality of their retirement planning whilst in employment.

As well as off- and on-line materials, we offer employers a comprehensive range of seminars to help their employees understand their personal responsibility, the choices they face and the decisions they have to make. We are also able to offer  independent financial advice.

If you are interested in any of our financial education seminars, please contact  Robin Hames